With loans from £300 to £25,000 at a fair rate of interest, we have a loan to suit you
We can help you build a secure financial future through payroll deduction
First Scottish University Credit Union is a not-for-profit, member-owned, financial co-operative. We offer our members an easy way to save money through Payroll Deduction. You can save as little or as much as you like every month and watch your savings grow in no time.
We offer loans, too – by pooling our members’ savings together, we offer you fair and competitive loans that are tailored to you and don’t cost the earth. Unlike traditional banks and high street lenders, our loans have a flat rate of interest, meaning you get the same deal as everyone else no matter your credit history!
Our organisation is designed to help you manage your money in a way that benefits you first and foremost. As a co-operative, our money works for and belongs only to our members. Every penny is used to improve our services and products and our only shareholders are our members.
"I love the Credit Union and cannot think of a better way to save and borrow at the same time. We have had many happy holidays and wouldn’t have been able to visit Jamaica six times without their help!"
Tricia, The University of Edinburgh
"Having the funds taken off of your salary means that you never miss a payment. I use the Credit Union mainly for our holidays but many a time over the years, having access to savings have meant that emergency jobs or big household purchases have been easy to achieve."
Helen, The University of Edinburgh
"I'm delighted with the service they supply, they are always very helpful and they are very responsive, I will be using them for a long time to come."
Liam, The University of Edinburgh
"Thanks to a loan from FSUCU I'm following one of my dreams in retirement -a wee campervan to explore Scotland! I've saved with the Credit Union for some years and have always had a good experience."
Angi, The University of Edinburgh